Some business owners may use pre-paid cards to keep business expenses separate from their personal accounts. But it also includes people who prefer cash-only transactions and stay away from the large banks deliberately. Mostly, these are people who don’t qualify for checking or savings accounts. The company began in 1999 and serves more than 10 million ‘underbanked’ customers. NetSpend isn’t the new kid on the pre-paid card block. If you want to learn more about good spending habits and long-term goals, consulting with a financial advisor may be a good next step. We’ll review some of the benefits NetSpend cards provide, as well as the fees and headaches. This is why prepaid debit cards like NetSpend are a billion-dollar business, with more card options appearing each year. But many people can’t qualify for bank checking accounts, and in a world where card transactions are increasingly common, that’s a problem. ![]() With a checking account, you get a debit card to spend your cash nearly anywhere you wish.
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